Non-conforming loans are mortgages that do not conform to a lender’s typical loan criteria. This may include situations where the applicant has a poor or bad credit history, or who may not have been employed long enough to show income history.
Many Borrowers have become affected […]
If you’re like me, the last thing you want to think or talk about is Insuring yourself and loved ones in times of trouble. It’s essential to consider how you would meet basic financial commitments, but also maintain your quality of […]
If you have been reading our previous posts and emails, you would know that the RBA has announced an even further drop in the cash rate. It now stands at an ALL TIME historical low of just 1.50%.
The RBA cash rate and […]
Australians have always had a love affair with gardens and outdoor spaces. A beautiful garden helps make a house a home. However, the move towards high density living, smaller dwellings and busy lifestyles that curb our enthusiasm for garden maintenance has seen a growing popularity for alternative […]
When looking to buy a property, you must first invest time working on your wish list. This will set you on the right road to purchasing a house that is right for you.
Key things to consider are:
List the […]
Getting a clear idea of your financial situation and arranging finance ahead 
of time can save you unnecessary headaches later on and let you focus your energies on house hunting.
In a market of greater credit history scrutiny, it is now even more important to have […]
There has been a huge shift in the way a bank’s business is done today due 
to the changing financial landscape.
Once upon a time (in fact, not that long ago) the banking industry’s main objective was to post massive profits, and the term ‘default risk’ […]
Do you know how to protect yourself? 
Identity theft is a type of fraud. It involves stealing money or gaining other benefits by pretending to be someone else. Having your identity stolen can be devastating – both financially and emotionally.
Identity theft can occur […]
Life doesn’t have to be a choice between living it to the fullest right now or 
being tied down in your own home with a huge mortgage.
Did you know you could get a foot in the door of the property market with an investment property […]
Defaulting on your home loan is something that should be avoided at all 
costs, as it can leave devastating and ongoing effects. Not only can it tarnish your credit history and make it very difficult to secure a loan in the future, but may also […]