Non-Conforming Loans

debt-1376061Non-conforming loans are mortgages that do not conform to a lender’s typical loan criteria. This may include situations where the applicant has a poor or bad credit history, or who may not have been employed long enough to show income history.

Many Borrowers have become affected […]

2017-11-10T13:27:37+10:00September 19th, 2016|News|

Best time to refinance is NOW!

Best time to refinance is NOW!If you have been reading our previous posts and emails, you would know that the RBA has announced an even further drop in the cash rate. It now stands at an ALL TIME historical low of just 1.50%.

The RBA cash rate and […]

2017-11-10T13:27:37+10:00August 24th, 2016|News|

Vertical Gardens are on the Way Up

new-vertical-gardenAustralians have always had a love affair with gardens and outdoor spaces. A beautiful garden helps make a house a home. However, the move towards high density living, smaller dwellings and busy lifestyles that curb our enthusiasm for garden maintenance has seen a growing popularity for alternative […]

2017-11-10T13:27:37+10:00September 24th, 2015|News|

Buying property with confidence

When looking to buy a property, you must first invest time working on your wish list. This will set you on the right road to purchasing a house that is right for you.

Key things to consider are:

  • proximity to your work and family,
  • schools,
  • shops,
  • transport and
  • hobbies and interests

List the […]

2017-11-10T13:27:37+10:00September 2nd, 2015|News|

What You MUST Do Before Selling Your House

Getting a clear idea of your financial situation and arranging finance ahead selling-your-house of time can save you unnecessary headaches later on and let you focus your energies on house hunting.

In a market of greater credit history scrutiny, it is now even more important to have […]

2017-11-10T13:27:37+10:00August 14th, 2015|News|

Home Valuations Explained

There has been a huge shift in the way a bank’s business is done today due value-of-your-house to the changing financial landscape.

Once upon a time (in fact, not that long ago) the banking industry’s main objective was to post massive profits, and the term ‘default risk’ […]

2017-11-10T13:27:37+10:00July 16th, 2015|News|

Identity Theft

Do you know how to protect yourself? identity-theft

What is identity theft?

Identity theft is a type of fraud. It involves stealing money or gaining other benefits by pretending to be someone else. Having your identity stolen can be devastating – both financially and emotionally.

Identity theft can occur […]

2017-11-10T13:27:37+10:00July 13th, 2015|News|

Ways To Avoid Defaulting on Your Mortgage

Defaulting on your home loan is something that should be avoided at all mortgage-default costs, as it can leave devastating and ongoing effects. Not only can it tarnish your credit history and make it very difficult to secure a loan in the future, but may also […]

2017-11-10T13:27:37+10:00June 12th, 2015|News|