The majority of Australians are paying too much for their home loans, even though a lower interest rate is available. While the Reserve Bank of Australia (RBA) Cash Rate remains at an all -time low, the RBA estimates that the average Aussie is paying at least half a percentage more than they should on their […]

2018-10-22T11:24:39+11:00October 22nd, 2018|News|


We understand that taking out a home loan is almost certainly the most important financial decision you will ever make. Knowing this, we take time to understand your personal and financial situation, help you find a suitable loan and then navigate with you through the whole application process.

Over the past month, there has been a […]

2018-06-27T15:25:45+10:00June 27th, 2018|News|

Help your Family as a Guarantor

Guarantors – a Family Initiative   

Family members can act as a guarantor and use a portion of their own home’s equity with no cash outlay, to help their loved ones, the borrower, to secure a home loan.



  • Maximise the amount […]
2017-11-20T12:34:05+11:00November 20th, 2017|News|

Self-employed Low Doc Home Loan Options

The Self-Employed and/or Contractors are usually perfectly capable in servicing a home loan, even though they can’t satisfy the traditional bank lending criteria.
The main reason to use a low doc loan is because you cannot prove your true income. For example:

• You may not have up to […]

2017-11-10T13:27:37+11:00October 30th, 2017|News|


Best Loans First have for a limited time on offer Home Loan Rates at 3.72%* per annum, Variable, Principle & Interest for 3 years

Owner Occupier only
Minimum $200,000 loan amount
Maximum Loan Value Ratio (LVR) 80%
$0 application or valuation fees
$0 No ongoing fees
Redraw facility available
Not available for Construction Loans
No Offset available

*Comparison Rate 4.19%*p.a,
*Conditions apply

Contact our expert […]

2017-08-16T15:55:23+10:00August 16th, 2017|News|

First Home Buyer Federal Budget Incentives

The Federal Budget is looming AND there are rumoured initiatives to help first home buyers (FHBs) into the property market. So if you – or your children – are potential FHB’s it might pay to stay tuned…

Housing affordability has been a hot topic as a barrier to […]

2017-11-10T13:27:37+11:00May 10th, 2017|News|

How much do you know about your Home Loan?

Take this quick quiz (answer YES or NO). Do you know:

  • Your current interest rate?
  • If your rate is fixed, variable or split between the two?
  • The remaining term of your home loan?
  • If you have a ‘no frills’ home loan or is it packaged with […]
2017-11-10T13:27:37+11:00March 27th, 2017|News|

How to be a Successful Property Investor

Property has been considered a popular path to wealth for Australians for many years. It has the potential to generate capital growth (an increase in the value of your asset) as well as rental income. There are also tax advantages associated with negative gearing. However, when buying […]

2017-11-10T13:27:37+11:00December 21st, 2016|News|

Tips for the First Home Buyer

never-own-your-own-home-blogBefore you take the leap into property you should have done your homework and created a budget, minimised credit card usage, been saving hard, paid your bills on time and researched the property market.

So what other steps will you need to tick off your list when you […]

2017-11-10T13:27:37+11:00November 30th, 2016|News|

Lenders Mortgage Insurance – the facts

Lender’s mortgage insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some other circumstances. In very basic terms, when a lender considers a loan to carry a high risk, LMI […]

2017-11-10T13:27:37+11:00November 2nd, 2016|News|